$陆金所控股(NYSE|LU)$  刚在IBKR的公司行动里看到了这个，请问这个应该怎么选择？英文是这样的

Elections submitted on the action below will be subject to a processing fee. Please review the details carefully prior to submitting an election to ensure that you understand the associated costs. This is particularly important for accounts holding small positions.

This notification is for informational purposes in the event a shareholder wishes to take advantage of a conversion right. There is no requirement to convert shares. This overview does not describe a choice dividend. In the event the company announces a choice dividend a separate election will be made available to customers.

The American Depository Receipt (ADR) of LUFAX HOLDING LTD-ADR is eligible for conversion into the underlying common shares under the symbol 6623 (HK).

The terms to convert the ADR are as follows:

Conversion Ratio: 2 for 1

ADR Agent: Citibank, N.A.

The typical costs for the conversion of the ADR are as follows (all costs subject to change)

Estimated Fee per ADR share: .05 USD per ADR

Flat fee per request: USD 500 (in addition to the above)

Fees for the conversion will be charged to the account upon submission of the request to the agent.

Note that only settled shares may be submitted to this action. Processing will begin once shares are settled in the account.

然后用翻译软件翻译出来是这样的:

按下列操作提交的选举将收取处理费。请在提交选举之前仔细查看详细信息，以确保您了解相关费用。这对于持有小仓位的账户来说尤为重要。

如果股东希望利用转换权，本通知仅供参考。没有转换股票的要求。本概述并未描述选择性红利。如果公司宣布提供选择性股息，客户将可单独选择。

陆丰控股有限公司的美国存托凭证（ADR）-ADR有资格转换为标的普通股，代码为66223（HK）。

转换ADR的条件如下:

转换比率:2比1

代理人:花旗银行，北卡罗来纳州

折算不良债权的典型成本如下（所有成本均有变动）

每股ADR股份的估计费用:每份美国存托凭证.05美元

每项请求的固定费用:500美元（除以上费用外）

在向代理人提交转换申请后，转换费用将从账户中扣除。

注意，只有已结算的股份才可提交本次交易。一旦股份在账户中结算，处理将开始。