世界投资者周（WIW）是由国际证监会组织（IOSCO）自2016年发起，每年10月举行的全球性投资者教育与保护活动，旨在提升投资者教育与风险防范意识。2026年10月19日至25日，“2026年世界投资者周”活动正式开展。本次活动以“投资未来，守护当下”（Invest in Your Future, Protect It Today）为口号，聚焦投资者韧性建设、数字欺诈识别和金融骗局预警三大核心主题，以及投资基础知识、青年及下一代投资者两个辅助主题。
World Investor Week (WIW) is a global investor education and protection campaign launched by the International Organization of Securities Commissions (IOSCO) in 2016 and held annually in October, aimed at raising awareness about the importance of investor education and protection. World Investor Week 2026 officially takes place from October 19 to 25, 2026. Under the campaign tagline “Invest in Your Future, Protect It Today,” this event focuses on three core themes—investor resilience, digital deception, and scam alerts—as well as two complementary themes: basics of investing and young investors & next generation.
珀莱雅股份积极参与本次活动，与广大投资者共同学习投资知识、增强风险意识，守护自身合法权益。
Proya Cosmetics is actively participating in this event, joining hands with investors to gain investment knowledge, heighten risk awareness, and safeguard their legitimate rights and interests.
一 增强投资韧性：以长期视角应对市场变化
I. Enhancing Investor Resilience: Navigating Market Changes with a Long-Term Perspective
面对市场正常波动，投资者应保持理性，增强风险承受与应对能力。应根据资金用途、投资期限和风险承受能力制定合理计划，坚持长期、理性投资，不因短期涨跌盲目追涨杀跌，并做好资产配置与风险分散，对不熟悉的产品审慎决策。
In the face of normal market fluctuations, investors should remain rational and strengthen their capacity to tolerate and manage risk. Investors should develop a well-structured plan tailored to their intended use of funds, investment horizon, and risk tolerance; commit to a long-term, rational investment approach; avoid blindly chasing rallies or panic selling amid short-term swings; maintain sound asset allocation and risk diversification; and exercise prudence when making decisions on unfamiliar products.
二 识别数字欺诈：对“看起来很专业”多一次核实
II. Identifying Digital Deception: Double-Checking Anything That “Looks Professional”
面对“专家荐股”“内部消息”“AI智能选股”以及仿冒机构、仿冒名人的视频或语音，请务必保持警惕。应通过监管机构、证券交易所、上市公司和持牌机构的官方渠道核验信息，不点击陌生链接，不下载不明投资App，不扫描未经核实的二维码，不泄露账户密码、短信验证码等敏感信息；面对催促转账，先停一停、查一查。
Please remain vigilant when encountering “stock tips from experts,” “inside information,” “AI-driven stock picking,” and audio clips impersonating institutions or public figures. Always verify information through the official channels of regulatory authorities, stock exchanges, listed companies, and licensed institutions. Do not click on unfamiliar links, download unknown investment apps, scan unverified QR codes, or disclose sensitive information such as account passwords and SMS verification codes. When pressured to transfer funds, investors should pause and verify first.
三 警惕金融骗局：远离“高收益、低风险、稳赚不赔”
III. Guarding Against Financial Scams: Steering Clear of “High Returns, Low Risk, and Guaranteed Profits”
凡是承诺“保本保收益”“零风险高回报”“内幕消息稳赚”的宣传，都应高度警惕。常见风险信号包括冒充监管机构、证券公司、上市公司或知名人士荐股，诱导投资者将资金转入个人账户、陌生账户或虚拟平台，以“缴税”“解冻”“保证金”等理由要求继续付款，以及以课程、福利为名诱导下载陌生软件或加入“投资交流群”。
Stay highly vigilant against any promotions promising “guaranteed principal and returns,” “zero risk and high yields,” or “sure profits from insider information.” Common warning signs include posing as regulators, securities firms, listed companies, or well-known figures to recommend stocks; inducing investors to transfer funds to personal accounts, unknown accounts, or virtual platforms; demanding continued payments under the guise of “taxes,” “unfreezing fees,” or “security deposits”; and luring individuals to download unfamiliar apps or join “investment chat groups” under the pretext of courses or giveaways.
投资前应核实主体资质、确认官方渠道、看清产品风险。若发现疑似诈骗，应立即停止转账并及时报警。
Before investing, always verify the entity’s qualifications, confirm official channels, and clearly evaluate product risks. If you suspect fraudulent activity, stop fund transfers immediately and report it to the police without delay.
四 建立投资认知：让青年投资者建立正确投资观
IV. Cultivating Investment Awareness: Helping Young Investors Build a Sound Investment Mindset
青年投资者应先学习、再投资，先了解风险、再选择产品。应通过正规渠道学习基础知识，选择与风险承受能力相匹配的产品，不借贷投资、不跟风炒作、不轻信网络“大V”，关注上市公司依法披露的信息，树立长期、理性、价值投资理念。
Young investors should prioritize learning before investing, and fully understand risks before selecting financial products. They should acquire fundamental knowledge via authorized channels, choose products aligned with their risk appetite, avoid borrowing to invest, refrain from following speculative hype, and avoid blindly trusting online “influencers.” They should focus on information disclosed by listed companies in accordance with the law and establish a long-term, rational, and value-oriented investment philosophy.
市场有风险，投资需谨慎。珀莱雅股份将持续做好信息披露和投资者沟通，与广大投资者共同增强风险防范意识、提升金融素养。
The market involves risks; invest with caution. Proya Cosmetics will continue to uphold high standards in information disclosure and investor communication, partnering with investors to strengthen risk prevention awareness and improve financial literacy.
风险提示：本文仅为投资者教育宣传，不构成任何投资建议。投资者应根据自身情况独立判断并自主作出投资决策。
Risk Warning: This article is intended solely for investor education and outreach and does not constitute any investment advice. Investors should exercise independent judgment and make their own investment decisions based on their individual circumstances.
本文作者可以追加内容哦 !
